The cloud represents a leap forward in the way we look at computer programs and storage. In the past, if a program wasn’t ‘on’ your computer, you could not use it. Installation meant that your computer’s hard drive had to be big enough to accept the program. Constant hard drive upgrades were needed to accommodate the growing size of programs.
Storage, too, was a problem for computer owners. Even as the hard drive was filled with massive programs like Internet Explorer, Photoshop and iTunes, users needed to find somewhere to store the files they were adding. External hard drives were added to existing computer set ups to store the documents, videos and photos being created.
The cloud is a new paradigm for computing. Instead of programs and data stored on our computers, the cloud keeps these things for us and we access them online. The cloud is in fact the internet, and the storage capacity that it has for programs and data. Some Adobe programs are now only accessible in the cloud; users buy a subscription to the programs rather than buying and installing them. Updates are included with the subscription.
Because most computers have access to the internet, the advantages of the cloud are clear – no matter what PC, laptop or other device you use, as long as you can log in to your cloud account, you can access your programs and data from anywhere.
It’s important to use a service that offers free cloud storage since you can build up a lot of data, especially if you are house hunting or need a loan to start up a business, or for a holiday or a new car.
An example of the usefulness of the cloud can be found when it comes to loan applications. If you are making an application to more than one bank, or if you are sending the same document to more than one real estate agent for example, it is a nuisance to keep returning to the PC where you store your documents.
Payslips, rental agreements, property titles, birth certificates, drivers’ licences, shareholding statements – all of these documents may be required during a loan application.
You may be reluctant to snail mail your original copies, so you fax them. But you what happens if you don’t have a fax machine and you need to get a document to a financial institution by a deadline?
The solution is to use the capabilities of a virtual fax service like the one from mBox, powered by eFax. You can send a fax from your PC, laptop or smartphone using a virtual fax number allocated to you by mBox. You use your existing email browser to create a new email, attach the document(s) you want to send and send them to the recipient’s fax machine.
Because mBox sends your fax online, you do not have the usual limitation on attachment size and can send up to 1GB. This means you can send large files, which are also securely stored in the cloud for later access. If you use the mBox app you can even take a photo of the document (or your signature) and send it direct from your phone, turning it into a hand-held fax machine.
No matter where you are in the loan application process, you can send, receive and securely store documents with the digital solutions offered by technology from mBox.